Debt-Buster Programs

FROM ZERO TO HERO: TRAIN TO BE A COMMERCIAL AIRLINE PILOT IN 8–12 MONTHS. Launch your aviation career with no prior experience — affordably, professionally, and without student debt. Earn up to $113,000+ at your first airline job. Save up to $31,000 on training costs compared to other schools nationwide.

EVERYTHING YOU NEED IS INCLUDED. The Accelerated Program covers the Private Pilot License, Instrument Rating, Commercial Pilot License (single engine), and Certified Flight Instructor — fully qualified to be hired as a commercial airline pilot, and able to earn up to $40,000 as a CFI while building flight hours. Discounted shared housing is available at California campuses. The program application fee includes a FREE demo flight.

PRICING & PAYMENT OPTIONS.
Option 1 — Pay in full: $55,000, with discounted shared accommodation in Southern California. Lump-sum payments are not available in CA.
Option 2 — Monthly installments: $2,500 down, 24 monthly payments of $2,500, and a $200 final payment — $62,700 total. California housing $1,500/month.
Option 3 — Flexible financing: choose your monthly amount with approved financing.

SAY NO TO STUDENT DEBT. At other schools students borrow $100K+ and repay $200K–$350K. OCFC offers affordable, no-interest plans without long-term loans: pay as you go with just $500 in your account to stay active, no co-signers, no interest, no long-term debt.

DEBT-BUSTER DISCOUNTED E-PROGRAMS (self-funded — financing not permitted).
E1 — Private Pilot: 65 hours (55 dual, 10 solo), 36 hrs ground school, 35 hrs briefings, unlimited library, 6-month completion. $17,000 lump sum, or $2,500 down + 7 × $2,286 ($18,500).
E2 — Instrument Rating: 47 hours (26 dual, 21 simulator), 22 hrs briefings. $10,800 lump sum, or $2,500 down + 4 × $2,375 ($12,000).
E3 — Commercial Pilot: 120 hours total, 58 dual, 27 hrs briefings; 63 hrs solo time-building not included (discounted rental $180/hr). $17,000 lump sum, or $2,500 down + 8 × $2,250.
E4 — Certified Flight Instructor: 27 hours (21 dual, 6 solo), 63 hrs ground and briefings. $11,500 lump sum, or $2,500 down + 5 × $2,060 ($12,800).
E5 — CFII add-on: $3,500.
E6 — Airline Pilot Program (PPL through CFI): $55,000.
E7 — Multi-Engine Rating: $12,000.
E8 — All-inclusive program: $65,000.
Students who do not complete an E-Program within the syllabus hours stated pay by the hour for each additional hour of aircraft and instruction.

ELIGIBILITY. 16+ to solo, 17+ for the Private certificate; U.S. citizen or TSA-approved; able to speak, read, and write English; able to obtain an FAA medical; able to pay up to $2,500 at a time for training blocks. Enrollment is open year-round; training starts on the 1st of every month. Email required documents to info@ocfc.com.

PLEASE NOTE. To avail of any discount or discount credit, a student's account must be in good standing at all times — it cannot carry a negative balance at any time during the training period. All education discounts are credited to individual accounts based on fees actually paid and spent, at the completion of 40 hours of training only. Any discount offered by OCFC, whether written or verbal, is not an obligation but at the sole discretion of OCFC. E-Programs cannot be combined with any other discounts or credits offered by OCFC at any time.